I'll help you find the mortgage loan to fit your unique needs!
About Member First Mortgage
Member First Mortgage has been proudly serving the needs of homebuyers since 2001! At MFM, we are dedicated to providing a superior mortgage experience for borrowers - with speed, efficiency, security and reliability.
Member First Mortgage, LLC NMLS ID# 149532
ABOUT ME
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Full-Suite of Mortgage Programs
We offer a full-suite or mortgage programs to fit your unique needs, including: Conventional, Government (FHA, VA, USDA/RD, etc.), construction, jumbo and more!
Our Team of Mortgage Experts
The mortgage experts at Member First Mortgage will work with you throughout the mortgage process, answering your questions and offering advice every step of the way!
My Dedication to You
I will help you find the right mortgage to meet your unique needs with a great rate, the right terms, and low closing costs.
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Here's what customers are saying
John D.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus malesuada posuere dolor, a efficitur dolor elementum in. Integer suscipit enim ornare luctus sodales. Praesent et suscipit massa. Aliquam sit amet.
John D.
John D.
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MIKE MORRISON
SALES MANAGER
3145 Gulf Shores Parkway, Suite 8
Gulf Shores, AL 36542
NMLS ID# 154611
Now could be the perfect time to purchase a new home, or refinance an existing mortgage at a lower rate and save money!
Take Advantage of Today's
LOW MORTGAGE RATES
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Mortgage Calculators
There are a variety of mortgage calculators for multiple mortgage scenarios. Feel free to use as needed!
Discover the MFM Difference
The Perfect Mortgage
for your Perfect Home
MIKE MORRISON
SALES MANAGER
3145 Gulf Shores Parkway, Suite 8
Gulf Shores, AL 36542
NMLS ID# 154611
About Me
My name is David Tokajer and I am an Alabama licensed Mortgage Loan Originator with Member First Mortgage, LLC. I have been married to my amazing wife, Danielle, since 2001 and we have two children and three dogs. I have vast experience in the hospitality industry and I am also a rabbi here on the Gulf Coast. I have shifted my years of experience with and passion for helping people into the mortgage industry. Whether you’re aiming to purchase your dream home or refinance your current home, I am dedicated to helping you find the right mortgage to meet your unique needs.
LET ME HELP YOU FIND THE MORTGAGE LOAN TO FIT YOUR UNIQUE NEEDS
About Member First Mortgage
Member First Mortgage has been proudly serving the needs of homebuyers since 2001! At MFM, we are dedicated to providing a superior mortgage experience for borrowers - with speed, efficiency, security and reliability.
Our Team of Mortgage Experts
Along with our processing, underwriting and servicing experts at Member First Mortgage, we will work with you throughout the mortgage process, answering your questions and offering advice every step of the way!
Full Suite of Mortgage Programs
We offer a full-suite of mortgage programs to fit your unique needs, including: Conventional Fixed-Rate, Government (FHA, VA, USDA/RD, etc.), construction, jumbo and more!
My Dedication to You
I will help you find the right mortgage to meet your unique needs with a competitive rate, the right terms, and low closing costs.
Mortgage Calculators
Find out how much you can afford or if now is the right time to purchase or refinance.
Apply Today
Ready to get started on your mortgage loan? Click "Apply" below and complete our our free and easy online mortgage application. If you have any questions or concerns, click "Contact Me" to fill out a quick form and we'll get in-touch with you!
What People Are Saying
Reviews
First Last, 5 Stars
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus malesuada posuere dolor, a efficitur dolor elementum in. Integer suscipit enim ornare luctus sodales. Praesent et suscipit massa. Aliquam sit amet.
First Last, 5 Stars
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus malesuada posuere dolor, a efficitur dolor elementum in. Integer suscipit enim ornare luctus sodales. Praesent et suscipit massa. Aliquam sit amet.
First Last, 5 Stars
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus malesuada posuere dolor, a efficitur dolor elementum in. Integer suscipit enim ornare luctus sodales. Praesent et suscipit massa. Aliquam sit amet.
DAVID TOKAJER
MORTGAGE LOAN ORIGINATOR
3145 Gulf Shores Parkway, Suite 8
Gulf Shores, AL 36542
NMLS ID# 1646176
5300 Democracy Drive, Suite 200
Plano, TX 75024
PRODUCTION/BRANCH MANAGER
Bill Harrington
NMLS ID# 454099
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. This is not a commitment to lend. Member First Mortgage, LLC is a Licensed Mortgage Lender/Servicer, NMLS #149532 | Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | Branch Address: 5300 Democracy Dr., Suite 200, Plano, Texas 75024
LET ME HELP YOU FIND THE MORTGAGE LOAN TO FIT YOUR UNIQUE NEEDS
Accelerated Turn Times
In today’s fast-paced environment, we understand how important it is to close your mortgage loan as quickly as possible.
Fit To Your Needs
Our team of experts will work with you throughout the process to make sure you get a mortgage loan that fits your unique needs.
Competitive Rates & Fees
You work hard for your money, so we work hard to keep our rates and fees low so you can save more!
Superior Service
I will help you find the right mortgage to meet your unique needs with a competitive rate, the right terms, and low closing costs.
I'm looking to
Discover the MFM Difference
Why Choose Us?
Accelerated Turn Times
In today’s fast-paced environment, we understand how important it is to close your mortgage loan as quickly as possible.
Fit To Your Needs
Our team of experts will work with you throughout the process to make sure you get a mortgage loan that fits your unique needs.
Competitive Rates & Fees
You work hard for your money, so we work hard to keep our rates and fees low so you can save more!
Superior Service
We are dedicated to providing a superior mortgage experience with speed, efficiency, security and reliability.
Mortgages Fit to Your Needs
Our Loan Options
We offer a wide range of purchase and refinance loan programs.
With low down payment options and flexible credit requirements,
our mortgage consultants will work with with you from application
to closing for all your home financing needs!
LOAN OPTIONS
Looking for lower upfront monthly payments?
Adjustable Rate Mortgages (ARMs) can save borrowers money on their loan in the short term, with a variety of payment options in the future. This product is perfect for those who aren’t planning on staying in their home for a long time.
LEARN MORE +
I'm looking to
Looking to build your dream home?
We can help borrowers build their dream home with our construction-to-permanent financing option! Streamline the construction financing process with one approval, one closing and one set of closing costs.
LEARN MORE +
Looking for a low down payment option?
Federal Housing Administration (FHA) loans offer a low down payment requirement and flexible qualifying standards to help make owning your dream home a reality!
LEARN MORE +
Looking for consistent loan payments?
Conventional Fixed Rate mortgages offer consistent payments and protection against higher interest rates; ideal for borrowers who prefer reliable monthly payments for the life of the loan.
LEARN MORE +
Looking for a low down payment with flexible sources of funds?
Freddie Mac Home Possible® offers low down payment options and flexible sources of funds to meet the home financing needs of borrowers.
LEARN MORE +
Looking for flexible credit guidelines?
Fannie Mae HomeReady® is designed to meet the needs of low-to-moderate income borrowers, providing flexibility in credit guidelines for those with limited cash resources.
LEARN MORE +
Looking to purchase a luxury home or investment property?
A Jumbo loan allows for the purchase of a luxury home or investment property with a loan amount that exceeds the limits of conventional financing.
LEARN MORE +
Looking to finance a home in a rural area?
USDA/RD loans make owning a home more affordable for those looking to buy or refinance in eligible rural and suburban areas.
LEARN MORE +
Looking to finance a home in a high-cost area?
Super Conforming mortgages are available to borrowers looking to purchase or refinance a home in a high-cost area.
LEARN MORE +
Looking for a loan option for military personnel?
The VA loan program is designed for Veterans, spouses and other service members to buy, build, repair or retain a home with favorable loan terms and qualification guidelines.
LEARN MORE +
Our Staff
Meet Our Team
About Us
Who We Are
At Member First Mortgage, we are dedicated to providing a superior mortgage experience for borrowers with speed, efficiency, security and reliability. Our mortgage lending specialists are licensed, knowledgeable and dedicated to helping borrowers find the right loan – with great rates, the right terms, and low closing costs – to meet their unique needs.
In 2022, our team joined Member First Mortgage, LLC as a retail lending division. Wholly owned by Credit Unions, Member First Mortgage (MFM) is a full-service mortgage lender dedicated to serving Credit Unions and their members. Our parent company, Member First Mortgage, was founded in 2001 and built on the Credit Union philosophy of “People Helping People”. Platinum Financial Funding extends that same philosophy by serving the home financing needs of individual home buyers in the communities we serve.
Apply with Confidence
Mortgage Calculators
Use these calculators to quickly estimate what your monthly mortgage payment could be, how much of a mortgage you may be able to afford, and for guidance on whether refinancing your current mortgage would make sense financially in today’s market.
Apply Today!
Ready to Get Started?
Ready to get started on your mortgage loan? Click "Apply" below and complete our our free and easy online mortgage application. If you have any questions or concerns, click "Contact Me" to fill out a quick form and we'll get in-touch with you!
Looking for lower upfront monthly payments?
Adjustable Rate Mortgages (ARMs) can save borrowers money on their loan in the short term, with a variety of payment options in the future. This product is perfect for those who aren’t planning on staying in their home for a long time.
LEARN MORE +
Looking to build your dream home?
We can help borrowers build their dream home with our construction-to-permanent financing option! Streamline the construction financing process with one approval, one closing and one set of closing costs.
LEARN MORE +
Looking for a low down payment option?
Federal Housing Administration (FHA) loans offer a low down payment requirement and flexible qualifying standards to help make owning your dream home a reality!
LEARN MORE +
Looking for consistent loan payments?
Conventional Fixed Rate mortgages offer consistent payments and protection against higher interest rates; ideal for borrowers who prefer reliable monthly payments for the life of the loan.
LEARN MORE +
Looking for a low down payment with flexible sources of funds?
Freddie Mac Home Possible® offers low down payment options and flexible sources of funds to meet the home financing needs of borrowers.
LEARN MORE +
Looking for flexible credit guidelines?
Fannie Mae HomeReady® is designed to meet the needs of low-to-moderate income borrowers, providing flexibility in credit guidelines for those with limited cash resources.
LEARN MORE +
Looking to purchase a luxury home or investment property?
A Jumbo loan allows for the purchase of a luxury home or investment property with a loan amount that exceeds the limits of conventional financing.
LEARN MORE +
Looking to finance a home in a rural area?
USDA/RD loans make owning a home more affordable for those looking to buy or refinance in eligible rural and suburban areas.
LEARN MORE +