Fannie Mae
HomeReady®
Loan Programs
Fannie Mae HomeReady® is designed to meet the needs of low-to-moderate income borrowers, providing flexibility in credit guidelines for those with limited cash resources.
Fannie Mae
HomeReady®
Loan Programs
Fannie Mae HomeReady® is designed to meet the needs of low-to-moderate income borrowers, providing flexibility in credit guidelines for those with limited cash resources.
The Fannie Mae HomeReady® program is great for first time homebuyers and borrowers with little or no credit history. HomeReady® is available with a variety of options designed to address some of the most common obstacles homebuyers face when purchasing a home. It offers options to help minimize or alternatively document cash for down payment and closing costs, more flexibility when qualifying for the minimum payment using your income, and a lower minimum credit score requirement than most mortgage programs.
Our Process
01
Fill out our easy online application and work with your local real estate agent to explore your options and find the perfect home!
Apply and Get Pre-Qualified
02
Work with Our Experts
Provide the necessary information and documentation needed for our mortgage experts to underwrite and process your loan.
03
Move In
Once you've closed on your home, the mortgage process is complete! Get ready to move in and start enjoying your new space!
Apply Today!
Ready to Get Started?
Ready to get started on your mortgage loan? Click "Apply" below and complete our our free and easy online mortgage application. If you have any questions or concerns, click "Contact Me" to fill out a quick form and we'll get in-touch with you!
Apply Today
Ready to get started on your mortgage loan? Click "Apply" below and complete our our free and easy online mortgage application. If you have any questions or concerns, click "Contact Me" to fill out a quick form and we'll get in-touch with you!